12710 Hysmith LoopParrish, FL 34219Price: $578,900

ASSUME A 4.99% LOAN.........THE RATE TODAY'S BUYERS ONLY WISH THEY COULD GET.........7 BEDROOMS, A DEN, AND A LOFT UNDER $600K.........ON THE WATER.........2024 BUILD, ONE OWNER.........3 CAR GARAGE.........NATURAL GAS.........FULLY FENCED YARD.......... Imagine locking in 4.99 percent while everyone else is stuck near 7. That is the door this home opens. Your buyer steps into a payment the market may never offer again, and a home with the space to match it. Nearly 4,000 square feet open around a great room that looks straight out to the water, where the mornings start slow and the evenings end with the sky burning orange over the pond. The kitchen is the heart of it, with a walk-in pantry, quartz counters, stainless appliances, and natural gas plumbed and ready. Seven true bedrooms, a loft built for movie nights, and a first-floor den for the office or the gym mean nobody in this house ever fights for space. Outside, a fully fenced yard and the water beyond it. Inside, room for everyone, minutes from Lakewood Ranch, Bradenton, Sarasota, and Tampa, in a neighborhood that still feels like the country. This is more than a house. It is real space, on the water, at a rate that does not come twice. Bring your buyer, and bring me their questions about the assumption.